Delivering Measurable Value
XRayAI transforms complex payment processing data into actionable financial intelligence. With enterprise level visibility into fees, pricing, and payment costs, businesses can make smarter, more informed payment decisions with confidence.
Most Businesses Are Overpaying. Do You Know If You Are?
XRayAI was engineered to bring clarity to payment processing helping you uncover hidden costs, identify savings, and keep more of your revenue.
90%
of businesses overpay for payment processing
82%
of in-person transactions are non cash
70%
of businesses are not PCI compliant
80%
of business owners do not fully understand their processing statement
The XRayAI Advantage
Statement Analysis
Creates a clear, verified cost breakdown- Separates card network costs from provider fees
- Builds a complete cost model from your statement
- Flags line items that require closer review
Alerts
- Monthly monitoring of fee and rate changes
- Automatic detection of new fees and pricing changes
- Clear visibility into changes and historical impact
- Protection against silent increases and long-term drift
PCI Compliance
- Monitors your PCI compliance status
- Identify non-compliance fees and penalty charges
- Highlights the financial cost of non-compliance
- Helps protect your account from avoidable penalties
Marketplace
- No opinions, sales pressure, or misleading claims
- Use your verified XRayAI analysis as a baseline
- Compare real offers from vetted providers
- Make informed decisions with complete clarity
Analyze any business owner’s statement in minutes, no matter the processor
Identify 10–30% average savings on processing costs
Built with bank-level security and PCI compliance
No contracts, no commitments, just measurable results
